The man behind CRED has no fancy MBA degree or engineering degree to back him up. But Kunal Shah has a keen business acumen and an eye for startups that has made him a serial entrepreneur. The 38-year-old has run over a dozen businesses since he was 16 before founding his current success CRED, which is valued at $4 billion.

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Also Read: He was just 9 when he won his first chess championship, and eight years later, he became India’s 40th chess grandmaster in 2015. Meet SL Narayanan who is making India proud with his smart moves in chess. The 23-year-old has come a long way in his journey after overcoming many obstacles.

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Kunal Shah: The Indian entrepreneur who went from selling henna cones to running a $4 bn business